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+91 99995 03333 | 9810510695

72, J Block Mkt, DDA LSC. Vikaspuri,N.Delhi-110018

Home Loan

Purchasing the home of your dreams is no more a big deal. Regards Marketing works with the sole mission of turning your dreams into reality. Unlike others, Regards Marketing gives flexible repayment methods, unique product features, and attractive interest rates.
Get a Home loan for Home Purchase, Home Improvement, Plot or Land Purchase, Resale of Flat or Property, and buying a new property or flat.

Eligibility of Applicants

Age- More than 21years, but not more than 65years at the time of loan maturity
Owners of the property being financed and all the individuals whose income has been considered for the loan have to be the co-applicants to the loan
Applicant should have a bank account
Applicant should reside in a city where office is located
No Guarantor required

Documents Required

COMMON DOCUMENTS:
2-Photo
Pan Card Copy
Residence Proof
Qualification Proof
1-Cheque Login Fees Rs. 1000+S.Tax Loan Amount of Rs. 25.00 Lakhs & Above Login Fees Rs. 5000+S.Tax (LOGIN FEES NON-REFUNDABLE)
Property All Chain Copy (MAP-If Required)


FOR WORKING APPLICANTS:
Salary Slip Of Last 3Months
I.T.R.+Form-16 Of last 2Years
Copy of Employment Contract Letter/Appointment Letter with Latest C.T.C. If Applicable
Bank Statement Salary Credits of Last 6Months (12Months If There is Any Existing Loan)
Company Profile (If Applicable)


SELF EMPLOYED/PROFESSIONALS/BUSINESS APPLICANTS:-
IF SOLE PROPRIETORS FIRM:​
Business Profile
Registration Profile (VAT, S.TAX and ANY TYPE OF REGISTRATION)
I.T.R. with Computation of Last 3Years, Balance Sheet, Profit & Loss A/C (AUDIT REPORTS IF APPLICABLE)
Last 3 Tax Challan Copy
N.R.I. APPLICANTS:
Copy of Passport with Visa
Green Card (IF APPLICABLE)
Last 3 Contract Letter Income Tax Detail (IF APPLICABLE)
Last 6Months Pay Slip
Last 6Months Bank Statement NRE/NRI/NRO & Salary A/C
Qualification Proof in case of Applicant is Professionally Qualified
For Merchant Navy Personnel, Copies Of Service Contract Letter Last 3Years & C.D.C.
(ALL THE ABOVE DOCUMENTS SHOULD BE DULY NOTARIZED OR ATTESTED BY INDIAN EMBASSY/HIGH COMMISSION/AC HOLDING BANKS)

IF THE APPLICANT IS DIRECTOR IN A COMPANY:
M.O.A. & A.O.A., Last 3 I.T.R. with Computation, Balance Sheet, Profit & Loss A/C (AUDIT REPORTS IF APPLICABLE)
Pay Slip of Last 3Months & Other Benefit Certificate From The Company
Last 3 Tax Challan Copy
Last 6Month Bank Statement Salary Credits & Company’s Current A/C (12Months If there is any Existing Loan)
Qualification in Case the Applicant is Professionally Qualified

IF THE APPLICANT IS PARTNER IN A FIRM:
Partnership Deed Copy, Last 3 I.T.R., with Computation, Balance Sheet, Profit & Loss A/C (AUDIT REPORTS IF APPLICABLE)
Last 1Year Bank Statement

LIST OF DOCUMENTS FOR DISHBURSHMENT
PURCHASE CASE (DDA FLAT, FLOOR, PLOT HOUSE)
ECS+1 Cancelled Cheque
12-Cheque Security
Agreement to Sell Original
Seller Cancelled Cheque or Passbook Front Page Copy
Any Sanction Letter Condition
IF GUARANTEER REQUIRED
Photo-1
Pan Card Copy
Residence Proof
Pay Slip Last Month (INCOME MORE THAN EMI)
ITR + FORM-16 (IF SELF EMPLOYED COMPLETE ITR INCOME MORE THAN EMI)
Age Below 46Years

UNDER CONSTRUCTION FLAT:
ECS+1 Cancelled Cheque
12-Cheque Security
Any Sanction Letter Condition
T.P.A.+P.T.M. and APF-6
Authority Intimation (IF REQUIRED)
Builder Approval Any Condition
Original Flat Buyer Agreement + Allotment Letter
All Payment Receipt + Bank Credit (Bank Statement)

AMOUNT
  • * 7.5lacs to 30 lacs
    * Repayment Options: Monthly EMIs
    * Maximum repayment time: 15years
    * Rate of interest and costs: Competitive
    * Takeover: Available