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+91 99995 03333 | 9810510695

72, J Block Mkt, DDA LSC. Vikaspuri,N.Delhi-110018

The borrower pledges gold ornaments or gold coins as collateral with the lender. The loan against gold depends on the value of the gold offered as mortgage and the loan needs to be repaid in installments along with the fixed rate of interest charged by the lender.
Gold Loans are not offered based on the credit history or repayment track on the past loans and credit card bill dues. It is totally based upon the value of gold pledged as collateral and the credit score is checked by the lender.

We are Always Ready to Assist Our Clients

ELIGIBILITY OF THE APPLICANT

* The gold pledged as collateral should have a purity of 18-24 carats. The bank checks on the purity of the gold and ascertain the loan amount before the loan approval.
* Gold Loan can only be availed by a resident of India. No NRI is eligible for a Gold Loan.
* Any salaried individual, trader, farmer, self-employed professional and self-employed businessman.
* Minimum age is 18years and maximum age is 70years.

DOCUMENTS REQUIRED

-PAN Card
-Voter ID
-Photo ID
-2-3 Passport size photographs
-Aadhar Card
-Passport(valid)
-Driving License

AMOUNT

The loan amount varies based on the value of the gold. However, the loan to value may go up to 75% of the gold value.

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72, 2nd Floor, DDA Local Shopping Center, Manohar Nagar, Vikaspuri, Delhi, 110018

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91 99995 03333

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